Tax year 2026 · updated August 24, 2026 · engine estimates
Take-home pay calculator 2026
This is the 2026 edition of Takehome Cash: tax year 2026 federal brackets and standard deductions from IRS Revenue Procedure 2025-32, Social Security up to $184,500, and a state wage-tax model for every state plus DC. Same calculator as the homepage, with the year in the title for people searching “take home pay calculator 2026.”
Your pay
Numbers update as you type. Copy the URL to share this estimate.
That’s $80,000.00 a year.
Taxed as supplemental wages (22% federal flat, plus FICA and a simplified state line).
Estimated take-home
per year
| Item | Annual |
|---|---|
| Gross | $80,000.00 |
| Federal income tax | $8,770.00 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| State income tax | $3,210.42 |
| CA SDI | $1,040.00 |
| Total tax | $19,140.42 |
| Net / take-home | $60,859.58 |
Estimate only — not tax advice or full tax software. 2026 federal brackets and a simplified state model. Locals other than optional NYC, CA SDI, and WA Cares are omitted. Confirm with your pay stub or a tax professional.
The calculator sample starts as a single filer. Change filing status above to see married or head-of-household take-home on this same wage. Numbers update as you type.
2026 is not 2025. Standard deductions moved to $16,100 single / $32,200 joint / $24,150 HOH. The Social Security wage base is $184,500. State statutes also moved; we follow the Tax Foundation 2026 compilation, with notes where a 2026 width was still unpublished.
Pick hourly through annual, a filing status, and a state. Optional lines: NYC resident, CA SDI, WA Cares, a bonus, and a second state to compare.
Not a filing product. Reviewed August 24, 2026.
Sample estimates
$80k CA single: annual net $60,859.58 · per paycheck $60,859.58 · effective tax 23.9%. Estimate only.
Engine estimates for tax year 2026 — not tax advice or a pay stub. Omits local taxes, most credits, and SDI/PFML. See methodology.
Related: 2025 vs 2026 take-home pay · Take-home pay by state · Methodology
FAQ
Which tax year is this?
Tax year 2026, using IRS Rev. Proc. 2025-32 and the SSA 2026 wage base.
Is this official IRS withholding?
No. Employers use Publication 15-T and Form W-4. This is an annualized estimate.
Where is the methodology?
On the methodology page, with a short changelog.