Tax year 2026 · updated August 24, 2026 · engine estimates
NYC paycheck calculator (2026)
A five-borough stub has a city personal income tax on top of New York State. Open this page, leave state on New York, and check NYC resident. The city schedule in this model is 3.078% to 3.876% on city taxable wages (latest published IT-201 city table).
Your pay
Numbers update as you type. Copy the URL to share this estimate.
That’s $80,000.00 a year.
Taxed as supplemental wages (22% federal flat, plus FICA and a simplified state line).
Estimated take-home
per year
| Item | Annual |
|---|---|
| Gross | $80,000.00 |
| Federal income tax | $8,770.00 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| State income tax | $3,723.00 |
| Total tax | $18,613.00 |
| Net / take-home | $61,387.00 |
Estimate only — not tax advice or full tax software. 2026 federal brackets and a simplified state model. Locals other than optional NYC, CA SDI, and WA Cares are omitted. Confirm with your pay stub or a tax professional.
The calculator sample starts as a single filer. Change filing status above to see married or head-of-household take-home on this same wage. Numbers update as you type.
People who work in Manhattan and live in New Jersey or Westchester should not check NYC resident. City tax is a residence tax, not a commuter tax, in this sketch.
New York State brackets still apply. This page does not fully model state benefit recapture. Yonkers has its own tax and is not included.
The calculator starts at $80,000, New York, single. Check the NYC box to see the city line. Reviewed August 24, 2026.
Sample estimates
| Sample | State tax | Federal + FICA | Est. annual net |
|---|---|---|---|
| $80k NY state only, single | $3,723.00 | $14,890.00 | $61,387.00 |
| $80k NY + NYC resident, single | $3,723.00 | $14,890.00 | $58,721.11 |
Engine estimates for tax year 2026 — not tax advice or a pay stub. Omits local taxes, most credits, and SDI/PFML. See methodology.
Related: New York paycheck calculator · Compare job offers · No state income tax
FAQ
Do I owe NYC tax if I only work there?
Generally no if you live outside the city. This checkbox is for residents of the five boroughs.
Is 2026 the official city table?
We use the latest published NYC resident schedule (2025 table if 2026 is unpublished) and label it as an estimate.
What about MTA or local extras?
Omitted. See methodology.