# Vermont paycheck calculator (2026)

Vermont W-2 employees comparing a graduated state paycheck to New Hampshire (no wage tax).

Vermont’s graduated wage tax reaches 8.75% after a standard deduction; some 2026 inflation widths may still be 2025 figures. W-2 employees comparing Vermont to New Hampshire (no wage tax) or Massachusetts will see a visible state line on ordinary salaries. Local income taxes are omitted. Takehome Cash computes IRS 2026 brackets and FICA in the browser and applies the Tax Foundation 2026 Vermont table. This is not Form IN-111. Remote workers who keep a Vermont address should still select Vermont as the state of residence. Who it is for: Vermont W-2 employees comparing a graduated check to New Hampshire.

This is a W-2 style withholding approximation, not a full Vermont Form resident return. We annualize your pay, subtract pretax 401(k) and section 125 health premiums from federal wages (health premiums also reduce FICA wages), apply the 2026 IRS standard deduction, then apply Vermont’s published rate structure. We do not model local city or county income taxes, itemized deductions, or most credits.

Use the calculator to compare pay frequencies (hourly through annual), pretax 401(k) as a percent or a dollar amount per paycheck, and optional extra federal withholding. Last reviewed against IRS, SSA, and Tax Foundation 2026 publications on August 24, 2026.

Data note: Vermont deduction: 2025 inflation-adjusted amount. Treat the Vermont line as an estimate and confirm current withholding tables with your employer or the state department of revenue.

## Tax model notes

- Kind: progressive
- (none)


Data note: Vermont deduction: 2025 inflation-adjusted amount.

## Sample estimate ($80,000 single, no 401(k))

- Gross: $80,000.00
- Federal income tax: $8,770.00
- Social Security: $4,960.00
- Medicare: $1,160.00
- State income tax: $2,819.80
- Net / take-home: $62,290.20 (effective tax 22.1%)
- Per paycheck net: $62,290.20 (1 periods)

Label: engine estimate, not a pay stub.

## FAQ

### Does Vermont have a state income tax on wages?

Yes. Vermont has a graduated state income tax with a top rate of 8.75% on taxable wage income in 2026. Local income taxes, if any, are not included in this estimate.

### What Vermont income tax rate does this calculator use for 2026?

The official graduated brackets published for 2026 (Tax Foundation compilation of state statutes), with a top marginal rate of 8.75%. Vermont deduction: 2025 inflation-adjusted amount.

### Is this my actual take-home pay?

No. It is an estimate of typical W-2 withholding. It omits local taxes (except a note on New York City), most credits (including the federal Child Tax Credit), unemployment insurance, wage-garnishment, and employer-specific benefits. Use it to plan, not to file.

### Does a 401(k) contribution reduce Social Security tax?

Usually no. Traditional 401(k) deferrals reduce federal (and often state) taxable wages, but they remain subject to Social Security and Medicare. Pre-tax health insurance premiums under a cafeteria plan generally reduce FICA wages as well.

## Related

- [New Hampshire](https://takehomecash.com/new-hampshire-paycheck-calculator/index.md)
- [Massachusetts](https://takehomecash.com/massachusetts-paycheck-calculator/index.md)
- [New York](https://takehomecash.com/new-york-paycheck-calculator/index.md)
- [Maine](https://takehomecash.com/maine-paycheck-calculator/index.md)