# Take-home pay calculator 2026

This is the 2026 edition of Takehome Cash: tax year 2026 federal brackets and standard deductions from IRS Revenue Procedure 2025-32, Social Security up to $184,500, and a state wage-tax model for every state plus DC. Same calculator as the homepage, with the year in the title for people searching “take home pay calculator 2026.”

2026 is not 2025. Standard deductions moved to $16,100 single / $32,200 joint / $24,150 HOH. The Social Security wage base is $184,500. State statutes also moved; we follow the Tax Foundation 2026 compilation, with notes where a 2026 width was still unpublished.

Pick hourly through annual, a filing status, and a state. Optional lines: NYC resident, CA SDI, WA Cares, a bonus, and a second state to compare.

Not a filing product. Reviewed August 24, 2026.

## Sample estimates

### $80k CA single

- Gross: $80,000.00
- Federal income tax: $8,770.00
- Social Security: $4,960.00
- Medicare: $1,160.00
- State income tax: $3,210.42
- Net / take-home: $60,859.58 (effective tax 23.9%)
- Per paycheck net: $60,859.58 (1 periods)

Label: engine estimates, not pay stubs.

## FAQ

### Which tax year is this?

Tax year 2026, using IRS Rev. Proc. 2025-32 and the SSA 2026 wage base.

### Is this official IRS withholding?

No. Employers use Publication 15-T and Form W-4. This is an annualized estimate.

### Where is the methodology?

On the methodology page, with a short changelog.

## Related

- [2025 vs 2026 take-home pay](https://takehomecash.com/2025-vs-2026-take-home-pay/index.md)
- [Take-home pay by state](https://takehomecash.com/take-home-pay-calculator-by-state/index.md)
- [Methodology](https://takehomecash.com/methodology/index.md)