# Overtime paycheck calculator (2026)

Overtime changes the annualized wage. This calculator does not apply a 1.5× FLSA premium automatically. Raise hours per week (for example 45 or 50) or raise the hourly rate to include the premium you actually earn, then we apply 2026 federal, FICA, and state tax to that higher annual gross.

A common sketch: $25 × 40 = $1,000 regular plus 5 overtime hours at $37.50 = $187.50, or $1,187.50 a week. Type $29.69 as the hourly rate at 40 hours, or type $25 at 47.5 hours — both annualize near the same gross. The second is easier if your week is stable.

More hours can push you into a higher federal bracket and use more of the Social Security wage base. State tax follows the same annualized wage.

Unpaid weeks and variable OT are not modeled. Use a typical busy week, not your highest week, if you want a year-long estimate. Reviewed August 24, 2026.

## Sample estimates

### $25/hr × 45h, CA single

- Gross: $58,500.00
- Federal income tax: $4,840.00
- Social Security: $3,627.00
- Medicare: $848.25
- State income tax: $1,559.49
- Net / take-home: $46,864.76 (effective tax 19.9%)
- Per paycheck net: $901.25 (52 periods)

Label: engine estimates, not pay stubs.

## FAQ

### Do you multiply overtime by 1.5?

No. Type hours or a blended rate that already includes the premium you are paid.

### What about double time?

Same idea: include those hours in the weekly total or blend them into the rate.

### Salary and overtime?

If you are overtime-exempt, extra hours may not raise cash pay. Use annual salary mode instead.

## Related

- [Tips and overtime paycheck](https://takehomecash.com/tips-and-overtime-paycheck/index.md)
- [How much is an hour a year after tax](https://takehomecash.com/how-much-is-an-hour-a-year-after-taxes/index.md)
- [California paycheck with overtime](https://takehomecash.com/california-paycheck-calculator-with-overtime/index.md)